Money lasts until
—
age at depletion
Years of income
—
before balance hits zero
Real purchasing power
—
of your withdrawal in 20yrs
Balance over retirement
Turns red when money runs out
Retirement snapshot
Starting balance
—
First year withdrawal
—
Withdrawal in year 20 (inflation adjusted)
—
Total withdrawn over retirement
—
Total investment returns earned
—
Balance at planned age
—
Australian inflation reference
| Scenario | Rate | $60k buys in 20yrs |
|---|---|---|
| RBA target | 2.0% | $40,379 |
| 30yr historical avg | 2.8% | $35,264 |
| Conservative | 3.5% | $30,582 |
| High inflation | 5.0% | $22,653 |
⚠️ General information only — not financial advice. This calculator provides estimates based on the inputs you provide and simplified assumptions. It does not account for the Age Pension, tax on super withdrawals, changes in government policy, healthcare costs, currency fluctuations for overseas retirement, or unexpected expenses. Inflation rates and investment returns are uncertain and may differ significantly from historical averages. Life expectancy projections are speculative. Always consult a licensed financial adviser before making retirement income decisions. This tool is not affiliated with any financial institution or government body.