Australian personal finance

Less than 1% of Australians retire early.

The pings on screen are a visual representation of how many aussies achieve financial freedom. Although rare, somebody in Australia achieves it everyday. You could be one of them.

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<1% retire early in Australia

The tools

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Super projector
What happens to your super if you retire early? Find out with real fund data and honest projections.
Live now
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Mortgage killer
How fast can you destroy your home loan with extra repayments?
Coming soon
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Debt vs invest
Should you pay off debt or chuck it in the market? The math decides.
Coming soon
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FIRE number
How much do you actually need to retire early in Australia?
Coming soon
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Compound interest
The chart that changes minds. Watch your money grow over time.
Coming soon
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Latte factor
Cut this expense. See what it compounds to in 20 years.
Coming soon

Most Australians don't know their super return rate

We pulled 10-year average returns for every major fund so you don't have to dig through 40-page PDFs. You're welcome.

Check your fund →
10.7% Hostplus — best of the majors

Why this exists

Built by a regular bloke trying to pay off his mortgage

I got sick of finance websites that look like they were designed by a committee in 2008. Every calculator assumed I'd work well into my 60s — but what if I don't want to?

So I built my own. Clean, fast, honest — and actually designed for people who want out early.

📍 Built in Melbourne, Australia