Projected balance
—
at retirement
Total contributions
—
employer + voluntary
Investment growth
—
returns on your money
Balance over time
Projected balance
Contributions only
Balance breakdown
Starting balance
—
Employer contributions (SGC)
—
Your extra contributions
—
Investment returns
—
Projected total
—
10-year average returns — major Australian funds
| Fund | Option | Avg return | Period |
|---|
⚠️ General information only — not financial advice. Fund return figures are approximate 10-year historical averages sourced from publicly available data and may not reflect current or future performance. Past returns are not a reliable indicator of future returns. Projections do not account for inflation, fees, insurance premiums, tax, changes in salary, career breaks, or legislative changes. The superannuation guarantee (SGC) rate is set to legislated levels and may change. Retirement age assumptions may differ from your personal preservation age. Always consult a licensed financial adviser before making decisions about your superannuation. This tool is not affiliated with or endorsed by any superannuation fund.